![]() ![]() I do like being able to use any ATM for free. I haven't converted my money account so I can't comment on that. No complaints but I am hesitant to use them for all my banking due to lack of a local branch. Relationship Rates Balance to Earn Interest, Interest Rate, APY. Now I use it as a back up for banking too. Virtual Wallet with Performance Spend Spend. I started using SoFi for its nearly free robo investing service. You can use it to send people checks too which is nice. I have been using it for a long time without a problem. Now I have it set to auto deposit $1 to the savings like one a month. Built on patents-pending technology, Low Cash Mode comes with PNCs industry-leading Virtual Wallet and is available through the PNC mobile app. I think they fined me once for lack of savings transactions. Virtual Wallet Spend has a 7 monthly fee that can be avoided in a few ways, including monthly direct deposits of 500 and average combined balances of 500. We think it will help you understand your account better and. PNC has served those purposes well for 10+ years. This Agreement defines the relationship between you (the account holder) and us (PNC Bank). ![]() ![]() I like having a bank with a local branch for things like free notaries, free cashier's checks if needed or for a rare need to withdraw a large sum on short notice. ![]()
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